Posted by lakhvindersingh08 on Feb 17, 2026
Your home loan interest rate based on CIBIL score varies depending on your creditworthiness. Higher CIBIL scores often attract lower rates, saving you money over time. Lenders analyze your credit history, repayment behavior, and outstanding debts to determine the rate. Maintaining a good score can unlock better loan offers, flexible terms, and faster approval. Understanding this correlation helps you plan your finances and secure the most affordable home loan.
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